The Safely platform helps to reduce the amount of insurance events, because we deal with the roots of the most common problems. Platform keeps the lease contracts in order, documents the facts and tries to identify risks at the early stages of potentially harmful situations.
These activities and experiences help to avoid problems and hopefully reduce the amount of insurance claims. In any case it’s a win-win.
Insurance issuer is If P&C Insurance AS. Please read the insurance terms, consult an expert if necessary!
Create a new lease contract, fill in all the fields and read through the contract clauses. Share the contract with your tenant and reach an agreement. Sign digitally or even print it out, sign on paper and scan. After signing, upload the contract back to the Safely platform.
Damage caused by the tenant*
Tenants loss of income (2 months)*
24/7 Home assistance service for emergencies*
The insurance event of this coverage is damage caused intentionally or due to gross negligence by the tenant and/or family members living with him or her.
Insurance threshold for damages is one of the most important components of the price of the insurance. The average cost of a home insurance case at the start of 2021 was 1550 euros, so we have set the limit on double of the average, meaning 3000 euros.
If a pipe or the hose to the washing machine at your house breaks, we will help you cope with the emergency.
If the door lock of your home is not working or if you lose the keys, we will help you change the lock.
If fire or storm damages your home, we will help you avoid any further damage.
If a window or a door breaks, we will help you seal the opening.
If a burglar breaks a door or a window, we will arrange for your home to be guarded until the openings are sealed.
If your home is rendered uninhabitable due to damage, we will arrange for your accommodation and moving.
If insurance covers rental cost coverage in an event of tenants unemployment on following events:
The employer terminated the tenant's employment contract for a reason independent of the tenant.
The employer terminated the tenant's employment contract due to the tenant's state of health.
The tenant was released from public service for a reason beyond his control.
The tenant was released from public service due to his health condition.
The tenant terminated the employment contract after the employer's bankruptcy decision took effect.
With rental payment insurance, it is important to note that in order to receive insurance coverage, the tenant is required to submit documents defining the termination of the employment relationship to the insurance company.
In addition, it is important that the lessor is the beneficiary of this insurance cover. The corresponding clause is also included in the text of the lease contract.
Rental deposit question is a complex one. Insurance allows the landlord to rent without asking for a deposit, but you should definitely consider the pros and cons of this decision.
You have more tenants to choose from, as people might not have the 500-1500 euro saved for deposit.
Which raises the question, do you want a tenant in your apartment who has not been able to save such an amount for the collateral?
The rent deposit is useful to landlord because it gives an idea of the tenants behavioral patterns and financial discipline:
The tenant is probably more responsible because they have been able to collect savings.
When a person has savings, he or she can be less sensitive to any unexpected events and is therefore more stable as a tenant.
People with good discipline avoid debt and especially debt accumulation.
Good tenants get their deposits back from previous rentals - if they did not, then why so?
The rent deposit motivates to keep the living space in good condition, but above all makes the termination of the contract smoother. If there is no deposit money to get back, people are already focusing on the new challenges and this makes cleaning and handing over the previous rental apartment less of a priority.
Safely aims to provide a platform for efficient asset management, where all tools are in one place.
Managing the list of rental property items
Tenants and lead management
Reminders and maintenance calendar
QR Codes for digitization assets and elements
On the Safely platform, you can associate documents, places and work commands with QR codes. If you wish, you can order a code sticker from us.
The Safely platform provides the tools you need, from setting up a maintenance schedule and scheduling routine work to resolving emergency issues.
Track maintenance history by unit or resident
Add photos using a smartphone
Monitor work order completion
The results of compatibility test provide the opportunity to compare candidates.
The test gives a clear numerical risk score, which consists of three components - solvency, suitability for housing and risk factors.
After landlord has started tenant screening by sending the compatibility testing request:
The tenant will receive an email with a link to open the test
The tenant answers the questions
The system takes some time to calculate the results. When everything is ready, a notification will be sent to the landlord.
For starting tenant screening and Compatibility test, all you need to know is your potential tenant’s email address. For more precise results make sure to have rental price present.
Fit for contract score
Tenant’s contractual preferences
Mismatches between landlord’s and tenant’s rental preferences
Social media accounts